In 2023, BPJS Kesehatan (Social Security Administering Body for Health) will continue to play a major role in providing healthcare for Indonesians. This national health insurance program covers both employees and non-employees, with different schemes for each. For employers, it's important to understand how BPJS Kesehatan works for their employees and what they need to do to comply with the regulations.
What is BPJS Kesehatan Perusahaan?
BPJS Kesehatan Perusahaan is a scheme that allows employers to register their employees with BPJS Kesehatan. This means that employees can access healthcare services without having to pay for it themselves. Employers are required by law to register their employees with BPJS Kesehatan and to pay their contributions.
How much do employers need to pay?
Employers are required to pay a certain percentage of their employees' salaries as contributions to BPJS Kesehatan. The percentage varies depending on the employees' income, but it ranges from 1% to 4%. Employers are also required to pay an additional 0.5% for work accident insurance.
What are the benefits for employees?
Employees who are registered with BPJS Kesehatan Perusahaan can access healthcare services without having to pay for it themselves. This includes consultations, hospitalization, medication, and more. BPJS Kesehatan also covers pre-existing conditions, which means that employees with chronic illnesses can still receive treatment.
What are the benefits for employers?
By registering their employees with BPJS Kesehatan Perusahaan, employers can ensure that their employees have access to healthcare services. This can improve employee productivity and reduce absenteeism due to illness. It also helps employers comply with the law and avoid penalties for non-compliance.
How to register employees with BPJS Kesehatan Perusahaan?
Employers can register their employees with BPJS Kesehatan Perusahaan online through the BPJS Kesehatan website. They will need to provide their employees' personal information, such as their name, address, and ID number. Employers will also need to pay their contributions online.
What are the penalties for non-compliance?
Employers who fail to register their employees with BPJS Kesehatan Perusahaan or to pay their contributions can face penalties. These penalties can range from fines to imprisonment, depending on the severity of the non-compliance.
In conclusion, BPJS Kesehatan Perusahaan is an important scheme for employers in Indonesia. By registering their employees with BPJS Kesehatan, employers can ensure that their employees have access to healthcare services and comply with the law. It's important for employers to understand how the scheme works and to fulfill their obligations to avoid penalties.